Lumpsum Calculator

About Lumpsum Investment

Lumpsum investing means putting a one-time amount into an investment (mutual fund, FD, etc.). The calculator uses the compound interest formula:

Future Value = P × (1 + r/n)^{n × t}

• P = Principal (initial investment)
• r = Annual return rate (in decimal)
• n = Compounding frequency per year
• t = Time in years

Use monthly compounding for mutual funds and quarterly for bank FDs. Verify results with your financial institution for accuracy.

Investment Tips

• 📈 Start early to benefit from compounding growth.
• 💡 Even small return changes make big differences long-term.
• 💰 Recheck tax treatment before planning withdrawals.